WildComb Simulation
How much do I need to save each month to reach my goal?
For US$100,000 in 15 years, with US$5,000 to start and 6 % a year, this calculation needs US$306 a month.
Assumptions: age 30, US$5,000 to start, 6 % a year, goal US$100,000 in 15 years, compounded once a year, before costs and taxes.
With US$306 a month, US$100,205 stand in this simulation after 15 years, US$40,125 of it from returns.
The Beam opens on the values of this example. Change one number and watch the result move.
Simulation, not a forecast and not investment advice.
wildcomb.appThe payment is the number you control every month. At US$306 a month you pay in US$60,080 over 15 years, and returns carry the rest up to US$100,205.
More time lowers the payment more than a higher return does. For every payment the Beam shows the year you arrive, here at age 45 in 2041.
Frequently asked
What if I cannot manage the payment?
Then the year moves. For every smaller payment the Beam shows at once when you arrive.
Is this guaranteed?
No. It is a calculation with an assumption, not a forecast.
Is inflation included?
No, the amounts are nominal. The page on real return after tax and inflation works out how both make an amount smaller.
Calculation: WildComb Simulation, the same functions as the simulator. Method
nominal · before costs and taxes · amounts in USD