WildComb Simulation
What does German child benefit become if I invest it?
If the child benefit of €259 a month is invested from birth, this calculation stands at €99,149 on the 18th birthday at 6 % a year.
Assumptions: €259 a month from birth, 6 % a year, until the 18th birthday, before costs and taxes.
Out of €55,944 paid in, this simulation stands at €99,149 on the 18th birthday.
The tool opens on its own starting values. Set your numbers and watch the result move.
Simulation, not a forecast and not investment advice.
wildcomb.appGerman child benefit, Kindergeld, is €259 a month under section 66 of the Income Tax Act, as of 2026. Of €99,149, €55,944 is paid in and €43,205 comes from returns.
Most families need part of it for everyday life. NextGen also shows what a part of it brings, and the child benefit is a mark on its dial.
Frequently asked
Does it have to be all of it?
No. NextGen works with any amount and shows what share of the child benefit it is.
Will the child benefit not rise?
The calculation takes today's amount for all 18 years. A rise can be set in NextGen as a yearly increase.
In whose name is the money held?
That is a legal and tax question the calculation does not answer. NextGen only works out the amount.
Calculation: WildComb Simulation, the same functions as the simulator. Method
nominal · before costs and taxes · amounts in EUR