WildComb Simulation
What is left of a return after tax and inflation?
US$90,163 before tax becomes US$84,513 after taxes and costs, and that buys as much as US$62,794 does today.
Assumptions: US$10,000 to start, US$200 a month, 7 % a year, 15 years, German tax rules, 0.2 % fund costs and 2 % inflation a year.
Of US$90,163, this simulation leaves US$84,513 after taxes and costs, worth US$62,794 in today's money.
The simulator opens on the values of this example. Time turns freely, the other numbers with Pro.
Simulation, not a forecast and not investment advice.
wildcomb.appThe example: US$10,000 to start, US$200 a month, 7 % a year, 15 years, German rules with the flat capital gains tax, the solidarity surcharge, the yearly allowance, the partial exemption for equity funds and 0.2 % fund costs a year.
Taxes and costs take US$5,650, inflation at 2 % a year takes another US$21,719 of purchasing power. What is left is more than was paid in, but less than the first figure suggests.
Frequently asked
Which taxes are included?
For Germany the flat tax on capital gains with the solidarity surcharge, the yearly allowance and the partial exemption for equity funds. The sources are on the sources page.
What inflation is assumed?
2 % a year, the inflation target of the European Central Bank. It can be changed in the simulator.
Does it work for other countries?
The simulator also calculates with the rules of the United States, the United Kingdom and the euro area.
Calculation: WildComb Simulation, the same functions as the simulator. Method
Tax rules: the German presets of the simulator, with their sources. Sources
nominal · before costs and taxes · amounts in USD