Video: Meet your financial self
Five numbers into the simulation: age 35, a goal of €250,000, €5,000 to start, €250 a month, 6 % a year. From them your financial self takes shape, year by year. In the video it arrives in 2055, at 64, after 29 years. You pay in €92,000 and the simulation shows €255,127. The monthly amount goes in at the start of each month, the return is credited once a year. A simulation, not a forecast.
Five numbers give your financial self a year in which it arrives.
64 is the age at which the goal is reached, after 29 years.
Calculated like the Beam page: the monthly amount at the start of each month, the return credited once a year, arrival in the first full year at or above the goal.
Questions people ask
What is the financial self in Beam?
The picture of what your money would come to by a goal, year by year, from five numbers: age, goal, start amount, monthly amount and an assumed return.
When do €250 a month from 35 reach €250,000?
With €5,000 to start and an assumed 6% a year, after 29 years, at 64. €92,000 are paid in, the simulation shows €255,127.
Is the year of arrival a forecast?
No. It is a simulation with an assumed return that stays the same every year. Real years move above and below it.
Source: Own calculation, the arithmetic of the Beam page, as of 2026-10-29
A short video and the five numbers behind it.
The simulation, the comparison and the Beam stay free.
Education, not advice. Disclaimer