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WildComb Compound Simulator

The Power of Compound Interest

See what time, rate and discipline do to money. Free for the basics, Pro for the full picture.

Data updated: 2026-10-05

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An example value, not a forecast. Enter your own assumption or take a historical average.

15 years
Advanced

-13.4 % nominal, compounded annually = -13.40 % effective a year. This matters for interest products such as a savings account, not for shares or ETFs.

Best case Pro
•••••
Best and worst case show what a few points of return do over decades.
Base case
US$1,155
-88.4 % · You paid in US$10,000
Worst case Pro
•••••
Best and worst case show what a few points of return do over decades.

Growth over time

Base caseBest caseWorst caseYou paid in

Monte-Carlo simulation

The three lines above are fixed paths: one assumed return each. Monte-Carlo instead runs thousands of random paths from the asset's real year-by-year returns (without a selected asset: random returns around your rate). Read the result like this: in 9 of 10 runs you end above the pessimistic value, in half above the median, in 1 of 10 above the optimistic value. If the pessimistic value is below what you paid in, the plan carries real loss risk over this horizon.

Pro

Monte-Carlo: 2,000 simulated futures, with a probability of loss.

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What is left after taxes, costs and inflation

Pro

Net of taxes, costs and inflation for your country.

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Goal calculator

Required monthly contribution
US$1,347.95
15 years · -13.4 % p.a. · Initial investment US$10,000

Year-by-year breakdown

Pro

The full year-by-year table, exportable.

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One payment, 12 months of access, nothing to cancel.
Best and worst case show what a few points of return do over decades. Monthly contributions and compounding frequency. Monte-Carlo: 2,000 simulated futures, with a probability of loss. Net of taxes, costs and inflation for your country.
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