WildComb Simulation
Gold or stocks: which did better since 2000?
From US$10,000 at the end of 2000, gold reached US$159,004 by the end of 2025, the S&P 500 with dividends US$81,215. That is 11.7 % and 8.74 % a year.
Basis: US$10,000 at the end of 2000, year-end values to the end of 2025, in US dollars, before costs, taxes and inflation.
Past years, no forecast: over another span the order can be the other way round.
The comparison tab sets the series side by side, year by year. Pick the years and the series yourself.
Simulation, not a forecast and not investment advice.
wildcomb.appBoth had deep years. In its worst year gold lost -27.48 %, the S&P 500 with dividends -36.55 %. From its peak gold fell as far as -36.14 %, stocks as far as -36.55 %.
Gold pays no dividend and no interest, its return is the price alone. Stocks pay dividends, reinvested here. Which series comes out ahead depends heavily on the starting year.
Frequently asked
Does this hold for every period?
No. The order depends on the first and last year. The comparison tab lets you pick other years.
Why in US dollars?
Both series are quoted in US dollars. In another currency the amounts would differ by the exchange rate.
Are costs and taxes taken off?
No. These are index values before costs, taxes and inflation, and a fund or a bar costs something.
Data: year-end values of the series, the same as on the comparison tab of WildComb Simulation. Method
nominal · before costs and taxes · amounts in USD